Does Girls Really Call Their Guys Always?

It has been said that girls doesn't call except when they have your "ATM card and pin in their hand".
Some said that the only time you see girl smile or call you often is when she know how much you have in your bank account.
While others said you can only see girls 32 t**th when they have all they want from you.
Now the questions is, Is it true that girls doesn't call except they have your ATM card and pin in their hand?
And why?.